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HRA - Health Reimbursement Agreement

Health Reimbursement Arrangement  (HRA) – A health reimbursement arrangement (HRA) is an account-based health plan you can use after becoming claims-eligible, to reimburse your qualified out-of-pocket medical care costs as defined by the IRS. Common qualified expenses include co-pays, deductibles, prescription drugs, retiree insurance premiums, etc. An HRA is not an insurance plan, and you do not pay a premium. Your account is funded with contributions from your employer. Employer contributions, investment earnings, and withdrawals (claims) are tax-free. Contribution amounts are not required to be included on Form W-2 from your employer, and you will not receive a Form 1099 for earnings or withdrawals (claims).  Only your employer may contribute to this account.  Access to this account is contingent upon enrollment in a qualified plan as offered by your employer.  It's important to note that any balance of HRA funds accumulated while enrolled in a qualifying plan is discontinued and returned to the general fund upon termination of enrollment in a qualifying plan. 

For more information and customer support, please visit ​https://americanfidelity.com/support/hra/



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                                                                               American Fidelity How-To Videos​
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How to File a Reimbursement Account Claim Online                       How to File a Reimbursement Account Claim in AFmobile

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