Plans, Prices and Incentives for Classified Employees
Opt Out Incentive
- An OSEA member who is eligible for benefits and chooses to "opt out" of medical, dental, and vision will receive $500 per month (prorated for employees with an FTE of less than .75) contributed to a qualified HRA/VEBA. Members who choose to "opt out" must be covered on another group medical plan.
- An OSEA member who is eligible for benefits and chooses to "opt out" of medical insurance only will receive $300 per month (prorated for employees with an FTE of less than .75) contributed to a qualified HRA/VEBA.
If you plan to take advantage of one of the incentives above, you must complete an HRA VEBA Enrollment Form and submit it to Human Resources.
For HRA/VEBA plan information, please visit www.hraveba.org.
MODA Dogwood & Kaiser Plan 2 Incentives
An OSEA member who is eligible for benefits and selects Moda Dogwood or Kaiser 2 will receive a one-time contribution of $1600 to an American Fidelity HRA.
High Deductible - Health Savings Account Plan Incentives
An OSEA member who is eligible for benefits and selects Moda Evergreen or Kaiser 3 will receive the following contribution to a qualified Health Savings Account:
One fourth of the eligible contribution will be deposited in the member's HSA by approximately October 15, 2016. The remaining three fourths will be deposited by approximately January 15, 2017.
**To be eligible for an HSA, you must establish that you are not:
Members interested in selecting a High Deductible plan should seek additional information about his/her eligibility for a Health Savings Account by contacting American Fidelity Health Services Administration at 1-866-326-3600 or by email hsa-support@af-group.com.
Employees who select a QHDHP and determined his/her eligibility for a Health Savings Account should complete an American Fidelity Application and Custodial Agreement and return it to Human Resources.
- Employee only - $2,187
- Employee and Spouse - $4,375
- Employee and Child(ren) - $4,375
- Employee and Family - $5,000
One fourth of the eligible contribution will be deposited in the member's HSA by approximately October 15, 2016. The remaining three fourths will be deposited by approximately January 15, 2017.
**To be eligible for an HSA, you must establish that you are not:
- Being claimed as a dependent on another's tax return
- Covered under any other health plan that is not a Qualified High Deductible Health Plan (QHDHP)
- Covered under any other type of health benefit that covers some of the medical expenses that are covered by a QHDHP
- Enrolled in Medicare
Members interested in selecting a High Deductible plan should seek additional information about his/her eligibility for a Health Savings Account by contacting American Fidelity Health Services Administration at 1-866-326-3600 or by email hsa-support@af-group.com.
Employees who select a QHDHP and determined his/her eligibility for a Health Savings Account should complete an American Fidelity Application and Custodial Agreement and return it to Human Resources.
2016-2017 Rates |
2016-2017 Plan Designs |
How Much Will My Benefits Cost?
NWRESD contributes $1258 for Classified employees with an FTE of .75 to 1.0 to purchase medical, dental, and/or vision benefits. Classified employees with an FTE of .50 to .74 receive $629 for the purchase of medical, dental, and/or vision benefits. The NWRESD OSEA members have established a "pool" to assist members in reducing the "out of pocket" for premiums. For information on the pool distribution, please review the Memorandum of Agreement regarding the 2015-2016 insurance pool.
Enrollment
For medical, dental, vision, life, accidental death and dismemberment, and long term care insurance, you must enroll online in the OEBB system within the specified enrollment time-frame.
- New Employees: Review the benefit information and enroll within 31 days of benefit eligibility in MyOEBB
- Open Enrollment: Your annual opportunity to make changes to your current plans. The Open Enrollment period begin August 15, 2016 and ends September 9, 2016. You must enroll or "opt out" by the end of the open enrollment period.
- Mid-Year Changes: Certain Qualified Status Changes allow such as the birth or adoption of a child, marriage, newly formed domestic partnership, or loss of other coverage may permit insurance enrollment. Complete the Mid-Year Change Form and send it to Human Resources within 31 days of the event.
