Plans, Prices and Contributions for
Administrative & Confidential Employees 2020-21 Plan Year
as per Administrative MOA 2020-21 and Confidential MOA 2020-21
Opt Out Contribution
- An Administrative or Confidential employee who is eligible for benefits and chooses to "opt out" of medical, dental, and vision will receive $450 per month contributed to a qualified HRA/VEBA. (Members who choose to "opt out" must be covered on another group medical plan). This amount is prorated based on FTE.
- An eligible Administrator who “opts out” of medical insurance coverage but elects dental and vision coverage shall receive one hundred fifty dollars ($150.00) per month contribution to a qualified HRA/VEBA plan in accordance with IRS rules for use. This shall be prorated according to FTE.
- An eligible Confidential staff who “opts out” of medical insurance coverage but elects dental and vision coverage shall receive three hundred dollars ($300.00) per month contribution to a qualified HRA/VEBA plan in accordance with IRS rules for use. This shall be prorated according to FTE.
If you plan to take advantage of one of the incentives above, you must complete an HR/VEBA Enrollment Form and submit it to Human Resources.
For HRA VEBA plan information, please visit www.hraveba.org.
High Deductible - Health Savings Account Plan Contributions
Members who are eligible for benefits and select Moda Plan 6 or Kaiser Plan 3 will receive the following contribution (prorated for FTE) to a qualified Health Savings Account:
One fourth of the eligible contribution will be deposited in the member's HSA by approximately October 15, 2020. The remaining three fourths will be deposited by approximately January 10, 2021.
**To be eligible for an HSA, you must establish that you are not:
Members interested in selecting a High Deductible plan should seek additional information about his/her eligibility for a Health Savings Account by contacting American Fidelity Health Services Administration at 1-866-326-3600 or by email hsa-support@af-group.com.
Employees who select a QHDHP and determined his/her eligibility for a Health Savings Account should complete an American Fidelity Application and Custodial Agreement and return it to Human Resources.
- Employee only - $3,550
- Employee and Spouse - $7,100
- Employee and Child(ren) - $7,100
- Employee and Family - $7,100
One fourth of the eligible contribution will be deposited in the member's HSA by approximately October 15, 2020. The remaining three fourths will be deposited by approximately January 10, 2021.
**To be eligible for an HSA, you must establish that you are not:
- Being claimed as a dependent on another's tax return
- Covered under any other health plan that is not a Qualified High Deductible Health Plan (QHDHP)
- Covered under any other type of health benefit that covers some of the medical expenses that are covered by a QHDHP
- Enrolled in Medicare
Members interested in selecting a High Deductible plan should seek additional information about his/her eligibility for a Health Savings Account by contacting American Fidelity Health Services Administration at 1-866-326-3600 or by email hsa-support@af-group.com.
Employees who select a QHDHP and determined his/her eligibility for a Health Savings Account should complete an American Fidelity Application and Custodial Agreement and return it to Human Resources.
2020-21 Rates |
2020-21 Plan Comparisons |
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Medical, Dental and Vision
Optional Plan Rates *monthly premium deducted from paycheck Short Term Disability Life Insurance AD&D Long Term Care - LTC Calculator |
Medical (Side-by-side comparison)
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How Much Will This Cost?
Northwest Regional ESD makes a monthly contribution ("the Cap") of $1348 toward your medical, dental, and vision insurance. Administrators with an assigned work schedule of 190 days or more and working 8 hours per day will receive the full NWRESD contribution ('the Cap") of $1348. Administrators assigned to work less than 190 days and/or less that 8 hours per day will have their insurance contribution pro-rated based on FTE.
Administrative or Confidential staff that enroll in Moda Plan 6 or Kaiser Plan 3 shall have the premium cost of medical dental, and vision fully covered with no out of pocket expense for premium.
Administrative or Confidential staff who enroll for any other plan that exceeds the $1348 cap shall have up to $150 from the "pool" applied to their out of pocket premium expenses. All remaining medical, dental, and vision premiums shall be covered by the employee through payroll deduction.
Administrative or Confidential staff that enroll in Moda Plan 6 or Kaiser Plan 3 shall have the premium cost of medical dental, and vision fully covered with no out of pocket expense for premium.
Administrative or Confidential staff who enroll for any other plan that exceeds the $1348 cap shall have up to $150 from the "pool" applied to their out of pocket premium expenses. All remaining medical, dental, and vision premiums shall be covered by the employee through payroll deduction.
Enrollment
For medical, dental, vision, life, accidental death and dismemberment, and long term care insurance, you must enroll online in the OEBB system within the specified enrollment time-frame.
- New Employees: Review the benefit information and enroll within 31 days of benefit eligibility in MyOEBB
- Open Enrollment: Your annual opportunity to make changes to your current plans. The Open Enrollment period begin August 15, 2020 and ends September 15, 2020. You must enroll or "opt out" by the end of the open enrollment period.
- Mid-Year Changes: Certain Qualified Status Changes allow such as the birth or adoption of a child, marriage, newly formed domestic partnership, or loss of other coverage may permit insurance enrollment. Complete the Mid-Year Change Form and send it to Human Resources within 31 days of the event.
