Plans, Prices and Contributions for Administrative and Confidential Employees
2022-2023 Plan Year (October - September)
as per Administrative MOA and Confidential MOA
How much will my benefits cost?
The ESD's monthly contribution (monthly cap) toward Medical, Dental, and Vision premium costs is $1498 per month (prorated by FTE).
The ESD also pays premiums for all insurance eligible administrative and confidential employees on the following plans, enrollment in these plans is required:
1. Basic Life & AD&D Insurance (The face value of the policy shall be equal to the annual salary rounded to the nearest $1000, Executive level director policy is $200k)
2. Long Term Disability (60-day@60%)
All benefit eligible employees automatically have access to the following:
EAP - Employee Assistance Plan through Uprise Health (access code: OEBB)
The Life Services Toolkit
Travel Assistance
Workplace Possibilities
The ESD's monthly contribution (monthly cap) toward Medical, Dental, and Vision premium costs is $1498 per month (prorated by FTE).
- Administrators and confidential employees who enroll for Moda Plan 6 or Kaiser 3 shall have the premium cost of medical, dental, and vision fully covered with no out of pocket expense for premium.
- Administrators and confidential employees who enroll for any other plan that exceeds the 2022-23 cap of $1,498 shall have up to $150 from the “pool” applied to their out-of-pocket premium expenses. All remaining medical, dental, and vision premiums shall be covered by the administrator or confidential employee through payroll deduction.
The ESD also pays premiums for all insurance eligible administrative and confidential employees on the following plans, enrollment in these plans is required:
1. Basic Life & AD&D Insurance (The face value of the policy shall be equal to the annual salary rounded to the nearest $1000, Executive level director policy is $200k)
2. Long Term Disability (60-day@60%)
All benefit eligible employees automatically have access to the following:
EAP - Employee Assistance Plan through Uprise Health (access code: OEBB)
The Life Services Toolkit
Travel Assistance
Workplace Possibilities
Available plans
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Medical plan choices:
Kaiser 1 Kaiser 2A Kaiser 3 (HSA incentive) Moda 1 Moda 2 Moda 3 Moda 6 (HSA incentive) Where to go to get care: Kaiser Provider Search Moda Provider Search (Connexus Network) |
Vision plan choices:
Kaiser Vision (Kaiser medical required) Moda Opal Plan Moda Pearl Plan Moda Quartz Plan VSP Choice Plus Plan VSP Choice Where to go to get care: Kaiser provider search Moda (Connexus Network) provider search VSP provider search Side-by-side comparison plan designs: Medical, Dental, & Vision plan designs Monthly premiums/rates: Medical, Dental, & Vision plan rates |
Incentivized benefit options
Opt-out incentives
Option 1: An administrative or confidential employee who is eligible for benefits and chooses to “opt-out” of all health benefits coverage (medical, dental, and vision) shall receive:
Administrators: Six hundred dollars ($600*) per month contributed to a qualified HRA/VEBA plan in accordance with IRS rules for use. *contribution is prorated by FTE
Confidential staff: Four hundred fifty dollars ($450*) per month contributed to a qualified HRA/VEBA plan in accordance with IRS rules for use. *contribution is prorated by FTE
Option 2: An administrative or confidential employee who is eligible for benefits and chooses to "opt-out" of medical insurance but elects to enroll for dental and/or vision coverage shall receive three hundred dollars ($300*) per month contributed to a qualified HRA/VEBA plan in accordance with IRS rules for use (contribution is prorated by FTE).
If you plan to take advantage of the "opt out" incentive above, you must complete an HRA VEBA Enrollment Form and submit it to Human Resources to set up your account. For HRA/VEBA plan information, please visit www.hraveba.org
Employees who select a QHDHP and determined their eligibility for a Health Savings Account must complete an American Fidelity Application and Custodial Agreement and fax it to Human Resources at 503-614-3186.HIGH DEDUCTIBLE – HEALTH SAVINGS ACCOUNT (HSA) ELIGIBLE PLAN INCENTIVES:
An administrative or confidential employee who selects an HSA Compliant plan (Moda Plan 6, or Kaiser 3) will receive a contribution to a *Health Savings Arrangement (HSA) account in the following amounts (prorated for FTE):
1. $3650 Employee Only
2. $7300 Employee + Spouse
3. $7300 Employee + Child(ren)
4. $7300 Employee + Family
HSA funds shall be distributed per the following schedule: One fourth of the annual distribution will be deposited on or about October 15, 2022, and the remaining three fourths will be deposited on or about January 10, 2023
Any new employee enrolled after November 1st shall have the amount prorated for the number of months they are eligible for insurance in that plan year.
1. $304.17 per month of benefits-eligible employment for employees who enroll in Employee Only
2. $608.33 per month of benefits-eligible employment for employees who enroll in Employee+Spouse
3. $608.33 per month of benefits-eligible employment for employees who enroll in Employee+Child(ren)
4. $608.33 per month of benefits-eligible employment for employees who enroll in Employee+Family
*Health Savings Accounts (HSA) can accrue and carry over from year to year, and are “portable”, going with the member upon separation from NWRESD.
Employees who select a QHDHP and determined their eligibility for a Health Savings Account must complete an American Fidelity Application and Custodial Agreement and fax it to Human Resources at 503-614-3186.
**To be eligible for an HSA, you must establish that you are not: Being claimed as a dependent on another's tax return Covered under any other health plan that is not a Qualified High Deductible Health Plan (QHDHP) Covered under any other type of health benefit that covers some of the medical expenses that are covered by a QHDHP Enrolled in Medicare (Not intended to be a complete list).
Members interested in selecting a Qualifying High Deductible Plan (QHDP) should seek additional information about their eligibility for a Health Savings Account by contacting American Fidelity Health Services Administration at 1-866-326-3600 or by email hsa-support@af-group.com.
Optional Plans available from OEBB
Employees who choose to enroll in optional plans will pay the full monthly premium of those plans through payroll deduction.
Click on the hyperlinks below to learn more about each optional plan
Short Term Disability
Optional Life Insurance - premium calculator
Optional AD&D
Long Term Care - premium calculator
Click on the hyperlinks below to learn more about each optional plan
Short Term Disability
Optional Life Insurance - premium calculator
Optional AD&D
Long Term Care - premium calculator
Enrollment is required of all benefit eligible employees
For medical, dental, vision, life, accidental death and dismemberment, and long term disability insurance, you must enroll online in the OEBB system within the specified enrollment time-frame.
For medical, dental, vision, life, accidental death and dismemberment, and long term disability insurance, you must enroll online in the OEBB system within the specified enrollment time-frame.
- New Employees: Review the benefit information and enroll within 31 days of benefit eligibility in MyOEBB
- Open Enrollment: Your annual opportunity to make changes to your current plans. The Open Enrollment period begin August 15, 2023 and ends September 15, 2023. You must enroll or "opt out" by the end of the open enrollment period.
- Mid-Year Changes: Certain Qualified Status Changes allow such as the birth or adoption of a child, marriage, newly formed domestic partnership, or loss of other coverage may permit insurance enrollment. Complete the Mid-Year Change Form and send it to Human Resources within 31 days of the event.
